Description: This study is the latest in continuing reports on intercompany mortality experience by amount of insurance under standard individually underwritten issues. This includes both preferred and standard classifications. It covers standard individually underwritten life insurance between 1995 and 2000 policy anniversaries.

Description: The values of life insurance and annuity liabilities move in opposite directions in response to a change in the underlying mortality. Natural hedging utilizes this to stabilize aggregate liability cash flows. Our study shows empirical evidence that insurers who utilize natural hedging also charge lower premiums than otherwise similar insurers. This indicates that insurers who are able to utilize natural hedging have a competitive advantage. In addition, we show how a mortality swap might be used to provide the benefits of natural hedging to a firm that writes only one of the lines of business.

Description: This report presents the 1991 and 1992 calendar-year experience of retired individuals in the United States, who are covered under group pension contracts issued in the United States and Canada. Data for calendar-years 1987 through 1990 are also included to provide a comparison with 1991 and 1992 experience and to provide information on mortality trends over time.

Description: 1959 Report on aviation mortality for years 1940-1959, broken down by aviation classes.

Description: The purpose of this paper is to describe the studies made leading to the construction of the new valuation table and the 1961 minimum gross premium rates for group term life insurance.

Description: Individual life mortality experience from 1978 - 1983 anniversaries on policies for large amounts: at least $100,000 face for 1974 onward and $50,000 for issue years prior.

Description: Report presents primarily new data available from the past year. From Transactions of Society of Actuaries, 1966 Reports.

Description: In this paper the author proposes a proof for new formulas that derive exposure formulas of the valuation-schedule type on the basis of the Balducci assumption. In addition he provides a short cut for the coefficients of the terms involving deaths. Then he derives a general exposure formula of the valuation-schedule type that may be used for all mortality studies with an observation period covering an integral number of consecutive years. From ACTUARIAL RESEARCH CLEARING HOUSE, 1980 VOL. 2.

Description: This is the preferred version of the 2001 CSO mortality tables.

Description: This reports on a survey that looks at the mortality experience of Industrial policyholders of the Metropolitan Life Insurance Company for the postwar years of 1946 to 1950. From Transactions of Society of Actuaries 1951, Vol. 3, No. 7.